Disclaimer

Persons who access information on the website of Red Cross Garibaldi agree
to the following terms and conditions.
LOCAL LEGAL LIMITATIONS
The content of the Red Cross Garibaldi website is not directed to any person
in any jurisdiction where (by reason of their nationality, residence or
otherwise) the publication or availability of the Red Cross Garibaldi website is
prohibited or restricted. Persons to whom such prohibitions apply must not
access the Red Cross Garibaldi website.
NO OFFER
No information published on the Red Cross Garibaldi website constitutes a
solicitation or offer, or recommendation, to buy or sell any investment
instruments, to effect any transactions, or to conclude any legal act of any
kind whatsoever. Authoritative are exclusively the specific selling
prospectuses.
The information published and opinions expresses are provided by for
personal use and for informational purposes only and are subject to change
or delition Red Cross Garibaldi without notice. Red Cross Garibaldi makes no
representation (either express or implied) that the information and opinions
expressed on the Red Cross Garibaldi website are accurate, complete or up
to date. In particular, Red Cross Garibaldi shall not be obliged to remove any
outdated information from the Red Cross Garibaldi website or to expressly
mark it as being outdated. Nothing contained on the Red Cross Garibaldi
website constitutes financial, legal, tax or other advice, nor should any
investment or any other decisions be made solely based on the Red Cross
Garibaldi website content. You should obtain advice from a qualified expert
before making any investment decision.
PERFORMANCE (RISKS)
The future performance of an investment cannot be deduced from previous
market value, i.e. the value of an investment may fall as well as rise. An
investment may also lose value due to changes in rates of foreign exchange.
Red Cross Garibaldi cannot guarantee that any capital invested will maintain
or increase in value.
EXCLUSION OF LIABILITY
The Red Cross Garibaldi and its contractual partners decline any liability
(including negligence and third party liability) for any losses caused by direct
and indirect damages of any kind in connection with the information,
performance and other representations, links or other communications
contained in this website or with the risks of financial markets.
WEBSITE LINKS
You may possibly leave the website of the Red Cross Garibaldi by using a
link. The Red Cross Garibaldi has not verified the websites of third parties
linked to the Red Cross Garibaldi and does not assume any responsibility for
their content, particularly not for the offers, information and opinions
contained therein.
COPYRIGHT AND REPRODUCTION NOTICE
The entire content of this Red Cross Garibaldi Web site is subject to
copyright with all rights reserved. You may not reproduce (in whole or in
part), transmit (by electronic means or otherwise), modify, link into or use
for any public or commercial purpose the Web site without Red Cross
Garibaldi prior written permission.

TAXES
Investors are advised to contact their tax consultant in respect of legal tax
provisions at the tax domicile of the investor concerning holding or
purchasing or selling of shares, shares in funds and other investment
products and the pertaining effects on taxation.
LEGAL GUIDANCE ON THE USE OF E-MAIL
Red Cross Garibaldi draws your attention to the fact that there are risks
attached to the use of E-mail and electronic forms in business dealings with
the Red Cross Garibaldi. The data involved may be accessed read or altered
by third parties and Red Cross Garibaldi identified as the recipient. This may
result in inferences being drawn about your relationship with Red Cross
Garibaldi.
APPLICABLE LAW
Should a legal relationship result between the user and the Red Cross
Garibaldi from using the website of the Red Cross Garibaldi this will be
subject to International law.

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